guide
Find a health insurance broker
A majority of Australians are with the top 10 health funds in the market. Simply narrowing your search to the top 10 can reduce your search for health insurance, however how do you know what is right for you - what are you missing out on?
A great way to find health insurance is to speak to a broker. They can generally analyse your situation, and give you a solution from the funds they represent. In most cases they can organise everything for you in one phone call after careful consideration of your specific needs and situation. Some services like iSelect.com.au even offer a online comparison engine, allowing you to compare and join a participating health fund online while they go away and organise your paperwork directly with the fund. View iSelect's homepage to find out which health funds participate with the service.
What should i look for in a broker?
Work with a reputable broker - Look for a broker that represents more than 1 fund. Brokers will generally tell you which funds they represent on their homepage or via their call center.
Make sure there are no service fees - Ensure that the broker you choose does not charge for advice, and that the policies are the same price as the funds themselves offer - most Brokers are paid on a commission, so the service to you should be free.
Get extra benefits - in order to sell more policies, brokers often can provide extra value above and beyond what the funds offer. As you shop look for special offers or incentives such as vouchers or discount cards for using the service. You could do very well indeed simply by getting advice!
To help you find a health insurance broker, click on the link below to perform a health insurance search in google. Alternatively you can use the compare button below to go to our recommended health insurance intermediary iSelect.