Couples Health Cover

Its not just health cover it's peace of mind! New couples need to consider insuring their health just as much as anyone else, and it provides you with control over life's unexpected surprises.

Starting family planning? Long term illness you need to manage? If you know you’re covered, you'll be happy that you won't be hit with unexpected medical charges.

Couples take out a policy together for a number of reasons, typically, they are seeking peace of mind but the security of knowing they can get immediate access to the right level of care is probably more important. You'll both get treatment that you require while being financially protected. As a patient with private health insurance, you'll also be covered against some or all of health services that arn't always covered by Medicare, such as:

Hospital expenses (theatre fees or accommodation) as a private patient in either a public or private hospital Dental treatment, Chiropractic treatment, Home nursing, Podiatry Physiotherapy, Occupational, Speech and Eye therapy
Glasses and contact lenses Prosthesis and other ancillary services. The Government has also put in place a lot of incentives to get you to get private health cover.

There's the 30% rebate on private health insurance,

The “Lifetime Health Cover” loading where, from the age of 31, a 2% loading is applied to each year a person is not continuously covered by private health insurance.

And the MLS , tax penalties apply (Medicare Levy Surcharge) for persons earning $50,000 and above without private health insurance.